EWallet Payment Gateways
EWallet is a type of electronic card which is used for online transactions. To make payments individual’s bank account to be linked to EWallet. After the demonetisation of 500 and 1000 Rupees note in India EWallet becomes super heroes in the e-Commerce industry. So based on the people review top 10 EWallet payment gateways are listed.
1. Paytm
Paytm is one among the popular site which offers its customers a digital wallet to store money and make quick payments. Paytm has a large number of deals and Paytm coupons for bus booking/travels to electronics purchases to garments and home decor too. It can also be used for to accept/receive money from others, and the money in Paytm wallet can also be redeemed into Bank account as well!
2. PayUmoney
PayUmoney is the first EWallet service in India. It provides some exclusive discounts on online transactions such as (Flat 20% off on BookMyShow on Wednesday tickets) and also provides great discounts on FoodPanda. in and other retail stores too! PayUMoney differentiates themselves from other players by providing a wide range of benefits that includes one-touch check out and discounts / cashback offers on every transaction made. It gives instant refunds on order cancellations.
3. Mobikwik
It is an another EWallet that has doorstep cash collection service, which can in turn be used to recharge, pay utility bills and shop at marketplaces. You can also use credit and debit cards to add money to your wallet. Mobikwik is a semi closed wallet authorized by the Reserve Bank of India.
4. Citrus
Citrus payment gateway acquired 800 million user base in a short span of time. Besides tying up with online service providers from varied sectors, Citrus collaborated with Woohoo, a gifting and shopping portal to let its customers shop at more than 5000 offline stores listed with them. In September 2016 Citrus has been acquired by PayUmoney.
5. State Bank Buddy
State Bank Buddy is initiated by State bank of India to let users transfer money to other users and bank accounts, recharge, pay bills for movies, hotels, shopping as well as travel. This wallet, supports 13 languages and also allows its customers to set reminders for money transfers, dues and view the mini-statement for the transactions carried out.
6. Oxigen Wallet
Oxigen Wallet is not as popular as previous 5, but not to underestimate its power. It provides flat discounts, and cash back on sites where no other services are able to (ex. eBay. in). Oxigen was the India’s first non-bank wallet to tie-up with NPCI for instant money transfer services.
7. Freecharge
Freecharge is India’s one of the fastest growing digital payment gateway. It provides online facility to recharge any Prepaid & Postpaid mobile recharges, DTH recharges, Data card recharges, Online electricity bill payments, Gas bill payments and more. It is a best wallet & payment experience on Snapdeal with exclusive partnerships with merchants like Shoppers Stop, Cleartrip, Cafe Coffee Day, BookMyShow, RedBus, Jabong etc. Freecharge announced that its users can now send and receive money via WhatsApp.
8. ICICI Pockets
ICICI Pockets now working as a “Digital Wallet”. It can be used to send money, pay utility bills, book movie tickets, send gifts and share expenses. Users can use this service even if one doesn’t have an ICICI Bank account. The consumer can keep in the EWallet is Rs 10,000. The upper limit on a transaction set by the bank is Rs 5,000.
9. CC Avenue
CC Avenue is a biggest payment gateway in India. It has a multi language support and allows you to accept payment in 27 major currencies. CC Avenue’s commission rates are much higher than competitors in the industry. It allows customers to see the checkout page in the language that they understand the best.
10. Momoe
It is a Bengaluru based mobile payments startup that focuses to change the view of payment by a customer while paying for the travel,food or the shopping. By using Momoe one can make mobile payments at various grocery stores, apparel, restaurants, salons and other retail outlets.
